By my count, Stephanie Plum has been involved in the loss or destruction of twelve vehicles at the time of this writing (8:55A.M., Eastern Standard). But, in all fairness, I’m not very good at counting. Plus, I listened to two of the books on abridged audio, which is known for cutting incidental bits from novels, such as characterization and plot.

Since I had nothing better to do today, other than to donate my kidney to that sick guy who paid me fifty thousand dollars, I decided to find out if Ms. Plum could, in the real world, get insured.

Let’s take a moment to look at the phrase “in the real world.”

Have you taken a moment? Good. Let’s move on.

Since Stephanie Plum is a fictitious character, who lives in a fictitious place called Trenton, New Jersey, she isn’t expected to conform completely to all aspects of reality, such as car insurance, or gravity. But today’s reader demands verisimilitude. (And I wish she’d stop demanding that, because it’s rude to stomp around, demanding things. Plus, I’m not sure what verisimilitude means.)

Since I knew that the task before me would involve a great deal of painstaking research and determination, I immediately went to work. After work, I went to a movie. Then, I took a nap. I had to take the phone off the hook while I did it, too, because I kept getting obnoxious messages along the lines of “Where’s that kidney?” and “You have to get to the hospital immediately!” and “He’s  …